Every student is required to make sure that their insurance policies are in order before going abroad. Ask your insurance company about the kind of traveler’s insurance they offer and whether or not it can be combined affordably with, say, home insurance. If you’re planning on doing extreme sports, such as diving, surfing, bungee jumping, rock climbing, hang-gliding or parachuting, remember to ask which activities your insurance policy will cover. Traveler’s insurance often does not cover extreme sports and additional insurance policies can be quite expensive.
You can ask your insurance company whether they have agreements with any hospitals at your exchange destination. If they do, the hospital may be able to bill your insurance company directly when you show them your traveler’s insurance card. You can also pay for the medical bills yourself and have them reimbursed after you return home.
You might also want to consider flight cancellation insurance for your airline tickets because most airlines will only allow you to cancel your flights with a doctor’s certificate.
We recommend Worldnomads, STAY Travel Insurance and Cap Student to our students as excellent options for various types of travel insurance.
Worldnomads is a qualified global travel insurance provider with coverage for extreme sports and other adventurous activities. You can get insurance from Worldnomads even if you are already travelling. Find out more under the following link:
The STAY Travel Insurance products of HanseMerkur range from health insurance to comfort packages with diverse benefits. Find out more under the following links.
Our partner Chapka Assurances offers the Cap Student, an affordable insurance contract designed for students studying abroad. This offer includes, amongst others, medical expenses and unlimited hospitalization with no excess. Find out more under the following link:
Our partnership with Heyme and its WorldPass package have you insure for your international mobility! All your health costs are taken care of up to 100% to the real prices, no franchise nor advance on costs in case of hospitalization, along with 24/7 access to a doctor via medecindirect.fr. Enjoy a 5% discount on your package fee with the Asia Exchange special code: MOB5ASIAEX.
To know more about the package: